Whether you are an expert saver or a penny pincher newbie, you can always use more ideas to save your cash. Here are some money-saving ideas to make your paycheck extend further and allow more money for entertainment, bills and other necessary items or just splurge.
What is your bank costing you?
Do you have to pay fees just for writing checks? Most banks charge for putting images in with your statement. Mine does, so I went with online banking and saved $3.00 a month. They also charge for any balance below a minimum amount. This could be up to $15.00 a month. Due they also charge you ATM fees for going outside of your bank. A lot of times, you pay an ATM fee for the bank you get your money out of (this could be up to $4.00 per transaction), as well as the fee for your bank (up to $2.50). This is total saving of up to $6.50 per transaction. If you can, find a bank that has free checking and you could eliminate most of these fees. I Love anything free!!
Learn to do more things yourself rather than asking someone else to do it.
Doing things yourself can save a lot of money, and often is great exercise depending on the task. Having someone else do the things for you can cause you to be lazy and put on weight. Putting on weight can cause health problems and will cost you more money.
Now you can save money on books and magazines!
Borrowing books at the library is a great cost-cutter. You can try an author that you have not heard of before, without spending a lot of money to do it. You can learn to do things on your computer by reading the computer books in the library, therefore not having to buy the book for one lesson that you need to know. Oftentimes the library will have the book that you need and can save you much money. You can rent movies at the library for about $1.00 instead of $4.00+ at the video store. You can look at magazines at the library instead of buying them.
Always take a shopping list to the grocery store!
Taking a shopping list to the store will help you to save money by not buying unnecessary items. It will help you to streamline your purchases and help you not to buy so many things on impulse. Impulsive buying can make you buy things that you do not need and probably not use. You buy items just because there on sale of buy one get one free.
Drive Slower Please!
When you drive slower you actually can save gas. You can prevent accidents. You can ultimately lower your cost of auto insurance. The faster you drive you risk the danger of getting in a car accident, and injuring other people. It may take you a little longer to get there but you will be happier and less stressed when you get there
In conclusion, regular deposits to your savings accounts can save you money, but these easy steps can make your paycheck go much further than you thought. Saving money is easy if you use these principles.
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